Meet the Team

Graham CarterMNAEA


Graham is well known in the town having set the company up in 1995. Prior to this he worked for Gordon Vick and Partners in Okehampton, and then managed the former Cornerstone office here in Crediton. Graham is also a former independent financial advisor, and has an excellent knowledge of all aspects of residential property including land and planning.

In his spare time Graham enjoys road cycling, often taking part in races and challenges, skiing and is also a former captain of Crediton Rugby Club. He lives near Crediton with his wife Julie. Graham is a licensed member of the National Association of Estate Agents, and holds the National Federation of Property Professional’s Technical Award in Residential Lettings and Property Management.


Director, Chartered Surveyor & RICS Registered Valuer

Rupert has been in the Crediton property market since 2002, serving his apprenticeship with another Crediton firm before joining Graham in 2004 to become office manager, and was made a Director in 2011. Rupert is a Chartered Surveyor and a RICS Registered Valuer, as well as a licensed member of both the Association of Residential Letting Agents and the National Association of Estate Agents. He holds a certificate in Block Management from ARMA, which means he is able to offer holistic property advice. Previously he served as an assessor for the RICS in the Real Estate Associate pathway.

In his spare time Rupert enjoys watersports, particularly surfing and volunteers as a surf instructor with the Wave Project – a children’s surf therapy charity. He also enjoys distance running with a couple of marathons under his belt! An obsessive learner, he is also studying for a law degree. He lives in Crediton and has three children.

Lloyd SmaleFRICS

Chartered Surveyor, RICS Registered Valuer

Lloyd has enjoyed a long career in property valuation, across Devon and beyond, having spent more than 20 years with the District Valuer/Valuation Office Agency, with a similar period in private practice, and is widely known in professional circles and to private clients. First qualifying as a Chartered Surveyor in 1982 Lloyd is a Fellow of the Royal Institution of Chartered Surveyors (FRICS) and an RICS Registered Valuer and is experienced in a wide range of valuation and property types. He is always happy to discuss your property valuation requirements.

‘’In my spare time I enjoy spending time being out and about across the south-west with Vicki my wife, plus sport is also important, with tennis at Sandford and Crediton being a regular fun activity. When time allows trips to Home Park to cheer on Plymouth Argyle are always a bonus. I’m a proud father of three grown up daughters and have been elevated to the rank of ‘Grandad!’. I am also an Accredited Local Preacher within the Methodist Church Exeter Coast and Country Circuit.’’

Kathy Holland

Office Manager

Kathy joined the firm at the start of 2012 as a Negotiator and completed an NVQ in Residential Estate Agency. Kathy has had a varied role with us; from accounting to health and safety, and  now works on a part time basis, looking after much of the compliance of the office from a sales and lettings perspective, overseeing accounts and helping Graham and Rupert with administrative duties.

Kathy is well known in the town, she went to school in Cheriton Fitzpaine and at Queen Elizabeth’s. In her spare time Kathy enjoys baking and following local football teams, as well as keeping fit by running and hitting the gym! Kathy lives in the town with her husband Matt and their two daughters.

Catherine Smith

Property Consultant

Catherine joined Carter Geering in 2018 and undertook an NVQ in Residential Lettings. Before this, she worked for an interior furnishings company undertaking their marketing and admin duties. She studied art and design in college focusing on interior design, and has a real eye for detail.

In her spare time Catherine enjoys spending time at the coast, and practising yoga.

Tessa Vice

Property Consultant

Tessa joined the firm at the start of 2022 as a full time Property Consultant. In her spare time she enjoys long walks in the countryside and on Dartmoor National Park. Horse riding and her four teenagers also keep her busy! Tess qualified as an interior designer and is always happy to help share ideas on how to make your new house a home.

Chloe GibsonACILEX

Property Consultant

Chloe joined the firm in April 2022, as a full time Property Consultant. Before this, she worked as a Conveyancing Paralegal at a Local Solicitors and therefore has a good understanding of the conveyancing process which helps when dealing with progression of sales, liaising with solicitors and keeping all parties updated. Chloe is also an Associate member of the Chartered Institute of Legal Executives (CILEx).

In her spare time, Chloe enjoys spending time with her friends and family, doing Tae-Kwondo and playing netball.

Dawn Skinner

Weekend Viewings Consultant

Dawn is our Weekend Viewings Consultant. In her spare time Dawn thoroughly enjoys volunteering at Exeter Harriers Athletics Club stemming from when her two daughters used to compete for the club. She is the club’s Athlete Development Officer and throughout the summer months is a Field Judge. Dawn also enjoys walking the family’s Jack Russell terrier, Charlie, whom she describes as ‘untrainable but a real character!’


Office Dog

Barney has a varied role within the office. Some days he’s security, some days he’s a counsellor, and some days he’s the office clown. Either way we like having him around. He isn’t that productive but he is pretty cute.

In his spare time Barney enjoys hunting out snacks, jumping in muddy rivers and posing on sledges.